| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| Hot Springs Credit Union 2 Year CD Account | 2.25% Date: Jul 26, 2010 |
| Hurricane Creek Credit Union 2 Year CD Account | 2.00% Date: Jul 29, 2010 |
| Union Pacific Of Arkansas Credit Union 2 Year CD Account | 1.75% Date: Jul 26, 2010 |
| Eagle Bank and Trust Company 2 Year CD Account | 1.58% Date: Jul 23, 2010 |
| U.P. Employees Credit Union 2 Year CD Account | 1.20% Date: Jul 26, 2010 |
Welcome to Hot Springs Banking Rates
Hot Springs can be a hot bed of financial activity and Hot Springs Banking Rates is the one website that will give you the upper hand in town. We work with your entire network of Hot Spring banks, financial institutions, lenders and mortgage providers and provide you with all the findings. With Hot Spring Banking Rates you can find rate information for:
- Hot Springs mortgage refinance rates
- Hot Springs insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Hot Springs Bank Rate
Hot Springs Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Hot Springs. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Hot Springs Banks
U.P. Employees Credit Union 1000 West 4Th Street North Little Ro, AR, 72114 | Union Pacific Of Arkansas Credit Union P O Box 736 No. Little Rock, AR, 72115 | Diamond Lakes Credit Union P.O. Box 1080 Malvern, AR, 72104 |
National Bank of Arkansas in North Little Rock 4000 Mccain Boulevard North Little Rock, AR, 72115 | Dillard's Credit Union P.O. Box 3335 Little Rock, AR, 72203 | Arkansas Farm Bureau Credit Union P.O. Box 31 Little Rock, AR, 72203 |
Current Hot Springs Rates Update
The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Hot Springs. Compared to the previous year, mortgage rates were at 5.59% for Hot Springs and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.
Low Hot Springs home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.
One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.
Hot Springs is One of the Best Small Cities to Bank in!
Hot Springs has a great history of being a spa town and is full of outdoorsy activity. It’s also home to some amazing rates.
This city made our list of Best Cities to Bank in because of it’s high 1.51% APY average interest rates on deposit accounts. Even though we only have three banks on record for the small Arkansas town, the rates sure make up for it.
The rates we found in Arkansas were some of the highest in the nation, and that’s pretty good for a town with an estimated population of just under 40,000. Hot Springs residents get their pick of some of the easiest ways to make their money do some work for them.
Why does this matter?
Banking is something we all depend on and use pretty much every day. Banking in integral to most of our lives, and yet, we can take our banks for granted.
We should always be evaluating where we put our hard-earned cash and looking for better banking solutions — especially given the current economic climate.
Some big banks have gotten bad press with the recession, and as a result we’re all a little leery of whether our bank is doing it’s best or if they’ll stay open through the year. But if you really think about it, there are still great local banks and credit unions The kind that will help us grow our money and reach our personal goals.
Best Cities to Bank in
We wanted to reward cities where the banks have maintained standards and kept interest rates high, so we crunched the data we use for our constantly updated rates table and did some research on over 600 cities — small and large.
The cities we chose had more banks per person, allowing consumers to chose the bank or credit union that fits their needs best. The chosen cities also had high average interest rates, with savings, CD, checking and money market accounts considered.
Is Your City on the List? Do You Have a Favorite Bank?
We want to turn the list over to you. We found the best cities, but are there banks that shine particularly well in your city? Do the tellers welcome you with a smile and remember your name? Do the interest rates beat all other competition
Tell us and you could win $1,000! You could also win a coveted Apple iPad, just for telling your friends to give us the skinny on their favorite bank.
Want to see the rest of the rest of the list? Find all of the cities here.
Get the Best Rates in Hot Springs, AR
Hot Springs Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Hot Springs Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Hot Springs Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Hot Springs Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Free Rate Resources in Hot Springs, AR
Hot Springs Banking Rates is rapidly becoming the premier Hot Springs interest rate source. By working with thousands of financial companies, Hot Springs Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Hot Springs Home Loan Rates
- Hot Springs Savings Rates
- Hot Springs Credit Card Rates
- Hot Springs Student Loan Rates
- Hot Springs Auto Loan Rates
- Hot Springs Insurance Rates
- Hot Springs CD Rates
Hot Springs Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Hot Springs Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Hot Springs Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Hot Springs Banking Rates
Current Hot Springs Banking News
Check Rates in These Cities Near Hot Springs: | Serving the Following Hot Springs Zip Codes: | |||
|---|---|---|---|---|
| 71901 71902 71903 71909 71910 71913 71914 71951 |
Other Hot Springs Specials: Hot Springs Insurance Rates