Compare the Best Local Rates

Best Hot Springs, AR CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Hot Springs, AR

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Hot Springs right now:

Number of Accounts Available: 8
Highest Rate: 1.25% APY
Lowest Rate: 0.75% APY
Average Rate: 0.97% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Hot Springs banks and credit unions that are currently offering the highest 12-month CD interest rates:

  • Union Pacific Of Arkansas Credit Union: 1.25%
  • U.P. Employees Credit Union: 1.15%
  • Eagle Bank and Trust Company: 1.02%
  • Garland County Educators Credit Union: 1%
  • Hurricane Creek Credit Union: 1%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Hot Springs CD Rates page.


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