Where to Get the Best Hot Springs Mortgage Rates on an ARM

If you’re interested in buying a home, but traditional fixed rate mortgages don’t impress you, try looking at an adjustable rate mortgage instead. ARMs function differently than fixed home loans, and right now, you could find an exceptionally competitive interest rate on one.

We’ve listed the very best Hot Springs mortgage rates available for adjustable rate mortgages in the area. Find out where you can get your hands on a great rate in your city.

Best Hot Springs, AR ARM Rates

Whether you bank with a conventional financial institution, a credit union or are thinking about financing online, there are a multitude of options available:

Best Hot Springs Mortgage Rates: 3/1 ARM

• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• BancorpSouth Bank: 4%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• First National Bank: 5.5%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Hot Springs Bank & Trust Company: 7%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Hot Springs: 5/1 ARM

• Bank of America, National Association: 2.75%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• Bank of the Ozarks: 2.75%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• BancorpSouth Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Hot Springs Bank & Trust Company: 3%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

Ensure you verify these interest rates with the lender before you apply. Interest rates are accurate as of 10/15/11, but are subject to change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Hot Springs mortgage rate.